| Seks |
At a stop sign. Some bling bling Escalade SUV couldn't stop so rear-ended my sister's tercel. Woman (has her kid in the SUV) didn't want to go through insurance. Woman wrote down her name, address, work #, and license plate #. No driver's license # though.
My sister went to the cops and file a report. Cop did a look-up of the license plate # and as far as I know, he didn't mention anything about discrepancy. So I am assuming the information that showed up in the cop's computer is legit and match up with what the woman wrote down.
So I plan to take the car to where I took my car to: Modern Autobody. As we all know, Modern does top-notch job but $$$$$$$$. So if we present the estimate to the woman and she has the wow factor and sort of hesitant to agree on the estimate, what should we do? |
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| v8killah |
was it a pretty bad accident? what year of tercel?
well whats wrong with not going through insurance unless your going to sue:rolleyes:
she has the right to go to a cheaper place out of 3 estimates i believe its a tercel it doesnt need a super expensive job:dunno: |
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| 2003specv |
| If she won't agree call her insurance. Simple as that. |
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| Seks |
quote:
was it a pretty bad accident? what year of tercel?
Rear bumper is cracked and it's hangs lower. 2005.
quote:
well whats wrong with not going through insurance unless your going to sue:rolleyes:
No idea. Maybe her premium would skyrocket?
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she has the right to go to a cheaper place out of 3 estimates i believe its a tercel it doesnt need a super expensive job:dunno:
So I have to present to her three estimates? I can't do just one?
quote:
If she won't agree call her insurance. Simple as that.
Well, my sister didn't get her insurance info. |
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| v8killah |
im not 100% sure on the estimates thing just something i have geard a few times.
yah if she can't pay cash then i would get her to give up her insurance or go through the police.
not sure how that all works |
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| maxpayne126 |
2005? tercels stopped being in production in 1999
quote:
Originally posted by Seks
Rear bumper is cracked and it's hangs lower. 2005.
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| Pro Drag |
quote:
Originally posted by v8killah
she has the right to go to a cheaper place out of 3 estimates i believe its a tercel it doesnt need a super expensive job:dunno:
Wrong.
Insurance companies can't even pull that shit on you and believe me they will try.
YOU have the final say on where YOU are going to get YOUR car repaired to its pre-accident state. If the SUV owner doesn't want to pay up, it goes through her insurance.
Seks: Tell your sister to get a check up with her family doctor or whoever she uses to make sure she is actually okay. |
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| Seks |
quote:
Originally posted by maxpayne126
2005? tercels stopped being in production in 1999
:blink: My bad. It's an Echo. Ah same thing, still gutless :p |
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| SilverNeonRacer |
Your supposed to get 3 estamates just to show that the one you want to go with isn't out to lunch. but ya, you can go through who ever you want to. So for your quotes you go to the best places in town... Like doug's and that custom shop on the west side.
Last year I was involved in an accident and I first wanted to go through Londonderry chrysler, and i wanted to use aftermarket parts instead of OEM, the aftermarket stuff as cheper than OEM so so Originally the ins co had no prob, but Londonderrry screwed around with me for 2 months, so I went to switch body shops and then the ins co had an issue cause londonderry was on their"prefered" list and would do the work for 446/h, and they only wanted to pay the second place $44. the body shop said no way, our rate is $50, and that it wasn't so much the $$ as they would match londonderry's price, but wouldn't accept less and it was the princple of blah blah....
anyhow after a lot of phone calls including to IBC... the insurance co called me and told me the anti fruad devision of IBC called them and that they would pay the body shop $46.50.
As far as the Ins goes. if she refuses to pay the cops should be able to get you her ins info.
Ya I agree tell her to go tot he oc and don't sign any releaase forms for a couple weeks if not a month just incase. I've been involved in a couple major accidents, and injuries sometimes don't reveal themselfs right away. |
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| Seks |
quote:
Originally posted by Pro Drag
Wrong.
Insurance companies can't even pull that shit on you and believe me they will try.
YOU have the final say on where YOU are going to get YOUR car repaired to its pre-accident state. If the SUV owner doesn't want to pay up, it goes through her insurance.
So should I still get 3 estimates?
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Seks: Tell your sister to get a check up with her family doctor or whoever she uses to make sure she is actually okay.
She claims she' sOK. No idea :confused: |
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| 2003specv |
| Tell your sis to go anyway. Just to cover her ass. |
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| v8killah |
Theres to many scams in this country..
i read a report that said in european countries whip lash is a very curable injury in a short period of time.
under a motnh, and under a week in most cases.
but over here it is thought of as a serious injury when in fact its not with proper rehabilitation.
here we are told not to do anything and we seize up causing the injury to actually become a recuiring nagging injury.
props to your sister for not scamming the system. |
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| SilverNeonRacer |
quote:
Originally posted by Seks
So should I still get 3 estimates?
She claims she' sOK. No idea :confused:
Ya get 2 more... just go to other best in town places... less chance of her saying WTF? cause being you work there.. how does she know your not trying to get extra money out of her....not like you are, but thats what she might think.
And yes drag her ass to a doc or just watch her for a week or so.
* just read the post above, Scamming the system is one thing, having an actual injury is another. My last accident was soft tissue injuries, i was going to a doc and a chryopracter(sp) and my prob was the muscles in my upper back where spasming and yanking my spine outta wack and was actually causing my spine to be pinched. I tried to go back to work after going to the cop shop to fill out the report, but I ended up passing out. Which was bad cause i was working construction alone.
My accedent before that i messed up my shoulder pretty good, I was right hand shifting and steering as I couldn't get the proper movement outta my left arm. |
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| Seks |
quote:
Originally posted by SilverNeonRacer
[B]cause being you work there..
Work there? hmm? :confused: I don't work at a bodyshop if that's what you're commenting? |
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| SilverNeonRacer |
quote:
Originally posted by Seks
Work there? hmm? :confused: I don't work at a bodyshop if that's what you're commenting?
oops sorry I mis-read your first post. |
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| TrevorK |
quote:
Originally posted by Pro Drag
Wrong.
Insurance companies can't even pull that shit on you and believe me they will try.
YOU have the final say on where YOU are going to get YOUR car repaired to its pre-accident state. If the SUV owner doesn't want to pay up, it goes through her insurance.
You're right - you don't have to provide 3 estimates to get your car fixed for insurance, or for any private individual.
But you're wrong in that you can take it whereever you want without any out of pocket expense.
The insurance companies use a computer based program to tell them how much to pay out for each job (And yes, it'll even list the fasteners needed). They then take that rate and apply it to the shop doing the work.
If the shop you chose says it's 20% more than the insurance company is expecting to pay, they are well within their rights to tell you to pay the difference, or take it to a shop that adheres to their standards.
Now, they may very well pay the difference themselves between their estimate and your shops estimate, however they are able to decline your estimate as well. This would be all up to your adjuster handling the case. |
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| TrevorK |
As for the original poster - it's up to you how fair you wish to be.
Since the settlement is between two private individuals, you would only have to bring her the one estimate. Hell, you could just pull a figure out of the sky, tell her that's what it'll cost and it's up to her to decide what to do.
Now we both know that the Echo can be repaired to it's original condition at a shop other than Modern. And I'm sure you know that Modern isn't exactly begging for business - their wait time for a job like a Tercel is usually in weeks I believe?
If you are a bitch, and demand the SUV woman pay a 30%+ premium to take it to Modern, she can always just turn it around to insurance. In which case, you may not be able to bring it to Modern.....
EDIT: Also - remember that the SUV woman, if she is smart, will ask your sister to sign a form indicating that she is not injured as a result of the accident. Before signing this, make sure to visit a Doctor who specializes in soft tissue injuries (Which, in most cases means a chiropractor since they have more training in soft tissue than a regular doctor). |
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| REFLUX |
quote:
Originally posted by 2003specv
Tell your sis to go anyway. Just to cover her ass.
Yup, and there can be minor injuries that don't show up until many years down the road.
By then it's too late.
At least get it checked out so it's on file, should something come up later, there will be a record and it can be traced back to a source of the injury. |
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| SilverNeonRacer |
She does have 2 years to sue for injuries. I hate it when ppl wait to the last day to file.. grrrr.
So ya just make sure as I said earlier she doesn't sign any releases. She should go to the doc to get checked out,if nothing is evedent now... she does have 2 years to file a claim as I said above.
also if something does show up when she goes tot he doc, she shouldn't settle right away either, I've made that mistake more than once. They have capped the amount for soft tissue injuries to like $4500 or so, but if like in my last accident I settled early just to get it over with and i was paid for 6mo of pain and suffering and 15mo later I still hurt. But I signed release forms. |
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| oldraven |
quote:
Originally posted by Seks
:blink: My bad. It's an Echo. Ah same thing, still gutless :p
Not quite. I owned a '95 Tertle, and rented a few Echo's. The Echo is shit. Maybe it was the 5-spd in the Tercel that made it feel like it had more jam. I know that VVTi doesn't impress me.
Anyway, when we got rear ended in the Tercel, we took it to Southern Auto Body, and the insurance quote was $4200. About a Grand under write off. Mind you, we got hit by a 5-tonne Flat deck with a full load of concrete bags. We didn't even slow him down. :p
As for whiplash, mine cleared up within a couple of weeks, but Ange's kept bothering her for about a month. Regular doctor checkups, man. Your sister doesn't want to have any surprises two years down the road. |
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| midnite |
When i was rear ended my neck was sore for a couple weeks, but nothing worth suing over. I went to a chiropractor a couple hours after I was hit to make sure I was not injured too badly.
If she doesn't want to pay privately, I'm sure the police will help you obtain her insurance info. |
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| TheNeonEdge |
quote:
Originally posted by v8killah
Theres to many scams in this country..
i read a report that said in european countries whip lash is a very curable injury in a short period of time.
under a motnh, and under a week in most cases.
but over here it is thought of as a serious injury when in fact its not with proper rehabilitation.
here we are told not to do anything and we seize up causing the injury to actually become a recuiring nagging injury.
props to your sister for not scamming the system.
Dude iu hat to break it to you but whiplash is a serious injury.
My mom and my sister my mom wasl ike 34 at the time and my sister was about 8, got rear ended.
They got some money and stuff for chairopractor, but my mom has neck and jaw problems EVERY DAY. She has to live with that for the rest of her life...and my sister who is 16 now...8 years later, has neck problems, and somedays its ok, and other days she says it hurts so bad like a migraine......
Both of htem have this...8 years later.....And they said they didnt start feeling it till about a month after the accident. So its not always a scam dude........
They only got hit from behind by a lady going 42kph.
Fact of the matter is that you SHOULD go through insurance when its this serious, because your sister might have some problems down the road. Girls are more sensitive too because of their natural body composition too. i have been rear ended as well, but i dont suffer any problems.
--ThE EdGe |
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| SilverNeonRacer |
| Ya.. every head on I'd had I've been injured.. I got rear-ended in a 82 tercel, dude was doing 50 and I had no injury... prolly cause I didn't brace for impact. |
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| Sally |
quote:
Originally posted by Seks
So should I still get 3 estimates?
She claims she' sOK. No idea :confused:
She should go see a doctor right away, just in case. Some injuries take a while to show up. Usually doctors will keep checking up on her once a week to watch for signs. It's Extremely important that she goes, just in case the case goes to court. That way there's some sort of third party documentation stating when the accident was, what happened, extent of injuries, and show if she gets progressively worse.
She may feel fine now, but a week from now she might (hopefully not), have a sore shoulder or back.
Accident injuries laws are a little weird right now with the new insurance legislations. I think right now it might be best to try and get some sort of car settlement without involving insurance. I'm dealing with them right now for my accident and it's a pain in the butt. |
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