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Are you a spender or a saver? - Click HERE for Original Thread

REFLUX
Vote away!

blown_mr2
Spender. I'm too much of an impulse buyer.

TrevorK
Saver

I got a house to pay for now, then in ~3-4 years I got a Corvette to pay for.

Well, I guess that makes me a spender. But I save to buy those things....

DeathBy240
Yeah I save so I can buy expensive useful stuff. Eg) Car, house (soon), camera.

energie
yep, i'm a saver so i can also buy the more pricey good stuff.

bigmack000
lol i buy to much stuff :D

arabian_ryda
i only buy what i need and when i need it. i dont spend my money on worthless crap.

stealth
Save, and spend on myself.

No need to waste money.

SaabKraft
lately i've basically been stuck in the earn-and-spend cycle, lots of impulse buying etc. it's been having a negative impact on my life, even though i have few living expenses because i'm at home for the semesters.

but i'll be moving out again, and will have to save for next winter unless i want to come back :rolleyes:

DomesticDrifter
saving, saving, saving to buy my own place as soon as school is done

socalsupra
big time spender, but i still choose what to spend money on wisely

Altezza
Saver had to save a big chunk of change for the MX-6 and the J-spec engine that i want to get soon

oldraven
I'm a spender. The wife is a saver. So she saves all the money so I can't spend any. :(

rx7turboracer
I am Spender always buy on impulse

Inzane
quote:
Originally posted by oldraven
I'm a spender. The wife is a saver. So she saves all the money so I can't spend any. :(


LOL... that sounds very familiar.

I'll have spent my discretionary savings, and then my wife wants to take a vacation, because she has the money (never spending it), and I can't afford to go with her because I didn't save for it. D'oh! At least she usually gives me advanced warning of when she wants to go places so I can TRY to plan for it.

I guess I'm kinda both, a spender and saver. I can get on spending sprees like crazy, but usually only when I know all the normal bases are covered already: credit card, mortgage payments, RRSPs, etc. (I never carry credit card debt)

I usually try to limit my car mod spending to only a few thou a year (~$3k +/- a bit), but you'd be surprised how NOT very far that goes... an electronic boost controller here, some new tires there, and ... d'oh, you've almost spent your allotment before you know it.

TurboMR2
For me I would say both..

I can save if I really want to..but when I spend I spend alot especially when it comes to my cars...:(

SilverZ24
A bit of both for me.

I like to spend my money, but never before saving some. I try to never have any debt and right now my mortgage is the only payment I have to make. :)

REFLUX
quote:
Originally posted by Inzane

I usually try to limit my car mod spending to only a few thou a year (~$3k +/- a bit), but you'd be surprised how NOT very far that goes... an electronic boost controller here, some new tires there, and ... d'oh, you've almost spent your allotment before you know it.


That's hilarious!!!
"Only a few thou a year"
damn...in TOTAL, I've only put "a few thou" into my car!!!
hahahah few thousand per year....:lol:

Insomniac
couple grand isn't really that much.... some easily spend that on booze or cigarettes in a year.

as for me.. i guess i like to spend. Whenever my bank account gets close to 5 figures, I get an itch to blow a big chunk of it. the only way i guess i really save is RRSP's

Kiddo
I'm a saver until i have enough to buy what i want then I just spend it lol :)... although I have started putting away money into RRSPs for a house but I don't think that counts too much since when I actually have money in my wallet I'll burn it fast lol

Inzane
quote:
Originally posted by REFLUX
That's hilarious!!!
"Only a few thou a year"
damn...in TOTAL, I've only put "a few thou" into my car!!!
hahahah few thousand per year....:lol:



I was completely serious. But I was also serious when I say that it really doesn't go very far. But... that all depends what kind of car you drive. What kind of car DO you drive, and when you say only a few thou into your car TOTAL, what all did that include? Obviously it depends what car you have and what your goals are.

There are certainly ways to save a buck:
Manual Boost Controller vs Electronic Boost Controller?
Custom fab'd exhaust vs. manufactured SS mandrel bent catback?
etc.

When I said a few thou a year, I was also including regular preventative maintenance stuff, and replacement of OEM parts and consumables too.
eg:
Lower splash shield has a crack: Chuck it and $50-75 later and you've got a brand new part. How many of those kind of things until you've added up to a few hundred bucks easily?

Windshield? Tires? Headlight? Those kind of things will always pop up, no matter what you drive.

Buddyworm
I think I'm more of a saver. I tend to hoard my money and then buy expensive cool things. The only things I spend money on regularly are CDs.

B-Wurm :D

ehos
Conserver.

LudeDude19
holy crap it must be nice to be able to save money!! i dunno why, i am making decent cash but i can't seem to save any of it. Little things add up like crazy, movies, going for dinner, booze and *cough* other stuff*cough*, gas, cellphone, rrsp, rent, insurance, car payments....just to live and get by i have to pay roughly $1500/month, and that only gives me $1000/month extra....hmmm sounds like a lot more than i have

p.s. i have never had a 5 figure bank account balance yet

RacerGirl
I am a spender, unless I really need to save, although that's hard for me to do. Good thing the bf is a saver, he is able to help me not spend as much.




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