| Wtf - Body Kit - Click HERE for Original Thread |
| 90teg |
:mad: :mad: :mad:
K I got my body kit. And My FUCKN dum ass dad that I don’t live with goes to his insherance company witch is mine to. And he said I got my body kit. And now their saying they will take off my insher If i put it on. So I said I’m not modifying my car. But she said she believes me but if I get into accident and my car is muddied then my insherasne wont cover it.? NEED HELP |
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| DSM |
| Who is your insurance company? |
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| CryoVenom |
| Isnt there something where if the car has it when you buy it, its ok? if there is...you could sell then buy it back, maybe they wont notice :fingersx: or switch insurance comapanies or something?:dunno: |
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| 90teg |
Im with gibbard insurance brokers
- what does EVery one in edmonton. do ? |
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| stealth |
No idea man, im stuck in the same position as you.
I told my insurance company I swapped my engine with a turbo one.
They said as long as its not for racing/more horsepower its fine...:lol:
I gotta find a new insurance company who will "let me" modify my car. |
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| Flex |
| Im with meloche monnex, and my car was involved in a hit and run last winter. I dont have a whole pile done just aftermarket front spoiler and grill. The adjuster that came and looked at my car said no problem. They will replace anything on my car exactly the way I have it. And they did......they replaced everything that was damaged whether it was factory or I added it. No hassles at all with it. |
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| red88.n/a.rx |
this happened too my buddy they told him too get it apraised now that work has been done too it... that makes sense dont you think.
They told you if you get into an accident the body kit is not covered because you are not insured for it and would likely replace with stock parts. |
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| ~S20o0~ |
quote:
Originally posted by 90teg
:mad: :mad: :mad:
K I got my body kit. And My FUCKN dum ass dad that I don’t live with goes to his insherance company witch is mine to. And he said I got my body kit. And now their saying they will take off my insher If i put it on. So I said I’m not modifying my car. But she said she believes me but if I get into accident and my car is muddied then my insherasne wont cover it.? NEED HELP
Hey Joe, how much would it cost extra to get the bumper insured? if it's not too too much why not insure it then they would cover it right?...i hope it doesn't cost too much for you buddy. shitty news, and good luck with this. |
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| 90teg |
| shit . im puttin on my kit. and fuckn make a 10 sec car then go RACE past the fuckn cops FUCK THE WORLD imma do what ever in want to my shit :lol: |
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| Mustard |
quote:
Originally posted by 90teg
shit . im puttin on my kit. and fuckn make a 10 sec car then go RACE past the fuckn cops FUCK THE WORLD imma do what ever in want to my shit :lol:
man, that takes me back.....
oh, to be young and dumb again. :p |
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| 90teg |
Yep lol ahha. love it
young. - but not dum. lol i'm not really going to race past the cops like that ;)
quote:
Originally posted by Mustard
man, that takes me back.....
oh, to be young and dumb again. :p
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| SketchifisT |
insurance? thats how u ment to spell it? sorry if u have a learnin disablity im just tryin to understand.
Bodykit = extra weight in most cases and most time if u got a stylin body kit you wont have a ultra fast vehicle. I would take them to court and set a good size law suit. its stereo typin people. My friends got a dope ass Eclipse , bling beyond bling. ANd he is a SLOW ASS mofo cause of it. he looses to my moms stock focus on a h ighway pull LOL . anyways to the point gluck with that, either way its horse shit |
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| n0c7 |
| Most bodykits are fibreglass and I've found them to weigh less than half of stock bumpers? :dunno: Unless your buddy has a complete urethane kit, there wont be any weight added(lost if any change in scale). |
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| 2003specv |
quote:
Originally posted by Mustard
man, that takes me back.....
oh, to be young and dumb again. :p
What like 2 days ago when you drove around with no oil? |
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| 90teg |
AHAHA LOL ahhahah :bthumbup:
:lol: |
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| Keith303 |
| I dont get it, why tell them in the first place |
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| Mustard |
quote:
Originally posted by 2003specv
What like 2 days ago when you drove around with no oil?
i had plenty of oil... it was just spilling OUT of the car, instead of in....
MAN that was scary shit... wish it didn't turn out so bad :(
anyhoo... best of luck with yer insurance whatever... in the future, don't tell yer dad...anything.
And yer not gonna race past the cops, and yer not gonna build a 10 second car either.
well you might, but by the time yer done, you'll be older and wiser. |
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| 90teg |
| i dont live with my dad.. he went to his broker wich is mine to. so they talk abit.. then my dads like oo ya he got a kit.. then shes like WHAT.. then on from their .. fuckn gay |
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| Mustard |
| if he doesn't live with you, wouldn't that make it easier NOT to tell him anything.... :dunno: |
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| sparkycivic |
just tell them that he's a liar, and they aren't allowed to believe anything he says about what you do since he is not you.
also, never tell them about anything that you do to the car. it only arouses suspicion in their simple minds... they are brokers, they do not understand anything about how a car works, or what a mod would do for it. |
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| stealth |
You may want to ask your insurance comapny if you got in an accident if they would only replace it as an oem peiece.
If so then thats better for you.
Cause i know i got quoted 800$ to get my rear bumper fixed. That is a few hundrred dollars short of a full kit. |
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| 90teg |
| ya guys. forsure. they better pay for a oem. i bet its cheaper to by a after market part then oem. aha . i not telling them anything im doing to my car. I dont even think its their buzz knowen what i put on my car or not. |
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| 2003specv |
| 90teg, hopefully your dad hasn't seen that Geico article about kids and their "turbo boosters" and "strut bars". |
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| 90teg |
ahah fuck my dad. i dont live with him . i never did and never will.
quote:
Originally posted by 2003specv
90teg, hopefully your dad hasn't seen that Geico article about kids and their "turbo boosters" and "strut bars".
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| Nightstalker |
| My insurance company will let me do whatever I want to my car and it does not change a thing. |
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| bluecargirl666 |
quote:
Originally posted by Flex
Im with meloche monnex, and my car was involved in a hit and run last winter. I dont have a whole pile done just aftermarket front spoiler and grill. The adjuster that came and looked at my car said no problem. They will replace anything on my car exactly the way I have it. And they did......they replaced everything that was damaged whether it was factory or I added it. No hassles at all with it.
I'm with meloche monnex also.. but they are very specific when it comes to who they will insure. |
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| DomesticDrifter |
quote:
Originally posted by bluecargirl666
I'm with meloche monnex also.. but they are very specific when it comes to who they will insure.
Me too! Gotta love private insurance through your employer! |
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| bluecargirl666 |
| ^^^ lol yep, or through parents :p |
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| Nightstalker |
quote:
Originally posted by bluecargirl666
I'm with meloche monnex also.. but they are very specific when it comes to who they will insure.
I am with them to.. its pretty sweet. Mine is my insurance policy but its threw a group with my parents, which is the only way I could keep them as my insurer. |
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| Buddyworm |
quote:
Originally posted by bluecargirl666
^^^ lol yep, or through parents :p
Huge word :lol:
Seriously though, shouldn't the insco cover the car if you tell them what's on it? Furthermore, if you get into an accident they can only deny you coverage if they can prove that the modification was directly involved in causing the accident.
B-Wurm :D |
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| Sxn |
quote:
Originally posted by 2003specv
What like 2 days ago when you drove around with no oil?
lol |
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| Anonymoose |
quote:
Originally posted by Flex
Im with meloche monnex, and my car was involved in a hit and run last winter. I dont have a whole pile done just aftermarket front spoiler and grill. The adjuster that came and looked at my car said no problem. They will replace anything on my car exactly the way I have it. And they did......they replaced everything that was damaged whether it was factory or I added it. No hassles at all with it.
Thats good to know. I'm with Meloche as well and I was curious about how they'd handle it. I've always been wary about asking them in case they jump the gun. |
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