| psydoish |
| allright, well i know its not legal now that i have my license to drive my parents car without getting the part time driver insurance, but is it legal for, say, my parents to drive i dont know, like my grandmas car, or their friends car if its in the driveway and they need to pick someone up. because i see this happen, and it doesnt make sense to me. |
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| accord90 |
| Because they are insured under their own car it is ok cause they have some sort of insurance. Now that you bring it up My family is insuring 4 cars right now my mom is under her own insurance, my dad is driving under his own but my sisters car is insured under my dad and my car is insured under my Sister. This technically leaves me with no insurance could somebody let me know if this is okay? |
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| MX5 Miata Guy |
quote:
Originally posted by accord90
Because they are insured under their own car it is ok cause they have some sort of insurance. Now that you bring it up My family is insuring 4 cars right now my mom is under her own insurance, my dad is driving under his own but my sisters car is insured under my dad and my car is insured under my Sister. This technically leaves me with no insurance could somebody let me know if this is okay?
If you have no insurance, on any of those vehicles, in your own name, even as a part-time casual driver, you are not insured to drive any of them. Ask your insurance company. |
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| Vive le Quebec |
this depends on the insurance company.
when your vehicle is insured through state farm, ANY driver that you give permission to is covered under your policy. if they fuck up, it's your insurance policy. the only catch is, any immediate family that you live with have to be explicitly listed on the policy...however, if any of them has a horrible record you can explicitly exclude them so as to not cause your insurance rate to go up.
i know this (about state farm), because i insure my vehicles through them.
some companies will say any driver over the age of 25 that has your permission, some say 21, some don't have an age restriction, and some say no one except for those listed on the policy. it depends. call the insurance company for clarification. |
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| MightyMidget |
I'm pretty sure, because it would make sense that cars are insured NOT the drivers...
as long as the driver has permission and a valid licence I can't see a problem! |
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| Forddemon666 |
| Check it out i actually talked to an officer today as far as my car goes putting a exhaust on it from a 1 1-4 to 4 its PERFECTly legal in the state of north carolina as long as you have your cataylic converter and everything still attached you can make it 24 inch wide. (if they made that) But thanks for the help yall |
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| Blaine B. |
quote:
Originally posted by Forddemon666
Check it out i actually talked to an officer today as far as my car goes putting a exhaust on it from a 1 1-4 to 4 its PERFECTly legal in the state of north carolina as long as you have your cataylic converter and everything still attached you can make it 24 inch wide. (if they made that) But thanks for the help yall
Thanks for the off topic post with information that has no pertinance whatsoever to the laws being discussed in this Alberta, Canada based forum.:thumbup: |
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| 2ndgenlude |
| not jacking the thread but if i was to drive my friends car while she is in the car am i insured? as long as she is present? or is up to her insurance? |
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| Vive le Quebec |
quote:
Originally posted by Blaine B.
Thanks for the off topic post with information that has no pertinance whatsoever to the laws being discussed in this Alberta, Canada based forum.:thumbup:
werd. |
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| albertarc |
What normally happens is if there is valid insurance on a vehicle then the liabilty sticks with it no matter who is driving (providing there's a valid driver's license, no alcohol etc); however, the collision coverage could be denied because the vehicle was being driven beyond the restrictions imposed by the insurance company. Remember that the insurance companies may be giving special rates on policies where only 25+ are driving, etc (just an example of the different circumstances that could exist) ... if people under 25 are going to be driving it then you can bet the premium will go up once you're found out (& yes insurance companies hire investigators to work for them).
Jimbo:fingersx: |
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| 2ndgenlude |
quote:
Originally posted by albertarc
What normally happens is if there is valid insurance on a vehicle then the liabilty sticks with it no matter who is driving (providing there's a valid driver's license, no alcohol etc); however, the collision coverage could be denied because the vehicle was being driven beyond the restrictions imposed by the insurance company. Remember that the insurance companies may be giving special rates on policies where only 25+ are driving, etc (just an example of the different circumstances that could exist) ... if people under 25 are going to be driving it then you can bet the premium will go up once you're found out (& yes insurance companies hire investigators to work for them).
Jimbo:fingersx:
thanks for the info :thumbup: |
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