| hawaiian-hunny |
| Back in May 2005, I switch my insurance company to Canadian Direct. They issued the policy with $1000 collision deductible. Somehow, since May 2005 they've raised my deductible to $3000 without my consent!!! Their excuse was because after they issued the policy, they discovered that I live with my parents and I didn't include them as drivers at the time of application. My parents will NEVER drive my car, but they still put them on the policy anyway. I've gotten into 2 non-fault accidents since my policy was issued with CDI. Now I got into an at-fault car accident and they want me to pay $3000!!!! Can CDI do such a thing???? Please help. |
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| POX |
| your parents shold not need to be on your inshurance just to drive it ocasionaly, looks like there trying to play games on you, fight it all the way |
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| .TyLine. |
| I work in insurance and i've never heard of anyone doing that for that reason. I've seen them raise deductibles on cars without consent because they were worth over $100,000 or collectibles, which is understandable, but in this case they should have sent out 28 & 8a forms for you to sign which would have excluded your parents as drivers on your policy. So if they were to get into an accident with your car after signing these forms there would be no coverage for anything at all. Or they should have just contacted you for your parents personal information or sent these forms out to you but if they phoned or sent out these letters about this and you ignored it and they got proof your shit out of luck. |
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| SilverNeonRacer |
| Call IBC and ask.. normally IBC will call your ins co and straighten them out :P |
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