| EK9Hatch |
HAHA That is extremely funny to me. :lol:
Jamie |
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| Bluestreak |
What a douche, you think he would have learned his lesson.
And I find it interesting how carefree his parents think of the whole situation. |
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| RideDomestic |
What!! that's insane.
Why does it say he'll move to BC where his insurance will change? can people do that? move to another province and recieve lower rates? |
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| shawley |
| hahahahaha holly shit |
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| chewy |
| hahahah and i thought my insurance was high...look's like that kid will be taking the good old ets :lol: |
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| EK9Hatch |
quote:
Originally posted by RideDomestic
What!! that's insane.
Why does it say he'll move to BC where his insurance will change? can people do that? move to another province and recieve lower rates?
No, because when you change over your insurance, they will need a copy of your driving record.
Jamie |
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| tokes |
| That rate calculator is neat-o. My rates drop 30 bucks a month in may, wooho! |
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| Prudz_lude |
quote:
Originally posted by RideDomestic
What!! that's insane.
Why does it say he'll move to BC where his insurance will change? can people do that? move to another province and recieve lower rates?
Its government run in bc and sask. rates for a full years coverage is about 500 dollars on most cars for 18 year olds. Compared to 1500 a month. |
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| Driven |
hah finally in 2008 my 5 page driver's abstract is gone!
hello cheap insurance.
:cool: |
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| ChromeDragon |
| Just a few kilometres over the limit? Shut the fuck up. This kid shouldn't be driving at all. He is the epitome of young male idiots that give all others a bad name. |
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| jzz30tt |
| How does that rate calculator work? Is that the maximum allowable? I get charged quite a bit less than what that calculator puts me at. |
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| quick_gold |
| Man if they had no clue when they were paying $1,300 PER MONTH then.. they had it coming... both the stupid parents and that spoiled brat. |
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| AudiInProgress |
quote:
Originally posted by jzz30tt
How does that rate calculator work? Is that the maximum allowable? I get charged quite a bit less than what that calculator puts me at.
Me too!!
I put in my driving record, and my insurance company is charing me much less, I'm happy now! |
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| GT35 |
| Oh man, I'm looking forward to turning 25. Unless I can find some chick with low self esteem and get her to marry me for cheaper insurance rates :thumbup:. I heard somewhere if you're married your rates go down because you're responsible or some shit like that. |
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| Godzilla |
| lucky basterd, they're charging me the full $122K/yr. |
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| Prudz_lude |
quote:
Originally posted by GT35
Oh man, I'm looking forward to turning 25. Unless I can find some chick with low self esteem and get her to marry me for cheaper insurance rates :thumbup:. I heard somewhere if you're married your rates go down because you're responsible or some shit like that.
responsible for having a women drive your car? I only see those rates going higher :P |
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| NightmareMX6 |
quote:
Originally posted by GT35
Oh man, I'm looking forward to turning 25. Unless I can find some chick with low self esteem and get her to marry me for cheaper insurance rates :thumbup:. I heard somewhere if you're married your rates go down because you're responsible or some shit like that.
I heard that too. How does being married make you a good driver?
I always think of this whenever I think about how much those bastard ass companies charge: http://www.youtube.com/watch?v=vlEICRcV9Vw
Im glad Im in Sask it is much cheaper here. Good to see that, that asshat will not be on the road though. |
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| GT35 |
quote:
Originally posted by NightmareMX6
I heard that too. How does being married make you a good driver?
It just has something to do with the maturity level I guess. Which doesn't make much sense either, but hey I'm down for cheap insurance any way I can get it. |
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| NightmareMX6 |
| My friend at school got married last year and he's 21. And he is not the most mature guy out there. |
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| Ayeso |
quote:
Originally posted by RideDomestic
What!! that's insane.
Why does it say he'll move to BC where his insurance will change? can people do that? move to another province and recieve lower rates?
Tickets do not effect premium in bc, only years driving and at fault accidents |
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| mr_sars |
quote:
Originally posted by shawley
here is the calculator
http://www.airb.gov.ab.ca/gridrate/
i tryed to max everything out, and it just said error hahaha
:lol: :lol: The maximum that I can get on the calculator is $10,328,500.04 haha. |
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| AudiInProgress |
With the new insurance reforms, I was told that being married or not, no longer has any merit or weight against your premiums... Also, I was told that reaching the magic 25-years-old marker is moot, you might save 5% - this is straight from the insurance company's mouth.
-Rob |
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| ChromeDragon |
| It's all on years of clean driving, that's it. |
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| Wookey |
quote:
Originally posted by Godzilla
lucky basterd, they're charging me the full $122K/yr.
Thats cause you're Gay, Greg. And gay people automatically pay more for insurance due to being in more rear end "accidents":eek: |
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| Godzilla |
quote:
Originally posted by Wookey
Thats cause you're Gay, Greg. And gay people automatically pay more for insurance due to being in more rear end accidents:eek:
i wish i could think of something clever to come back with to that but i can't, that was funny at its best.
if only ryan could learn some wit from you he wouldn't get owned so often. :beer: |
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| bluciv93 |
| man my insurance is raping me by like $500 p/year whats the cheapest insurance places arond cuz i need a better rate? |
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| Cheverz |
x2 Yup however Insurance is a HELL of alot cheaper in B.C the camaro plates and the full package liability,collision fire theft ect. was only 80 a month its 140 a month here with Minumum -.-quote:
Originally posted by EK9Hatch
No, because when you change over your insurance, they will need a copy of your driving record.
Jamie
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| ChromeDragon |
quote:
Originally posted by Wookey
Thats cause you're Gay, Greg. And gay people automatically pay more for insurance due to being in more rear end accidents:eek:
You're supposed to put quotation marks around the "accident." Because we all know it's no "accident" when Greg gets slammed into really hard from the rear.:blink: |
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| sparcotsi |
| the insurance out here isn't even reasonable, it's a bloody joke, my 92 talon tsi in sask was costing me $74 a month. I looked into it out here and they quoted me $450 a month, so i bought a crx... basic insurance is $130 a month. What a bunch of bullshit |
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| Wookey |
quote:
Originally posted by ChromeDragon
You're supposed to put quotation marks around the "accident." Because we all know it's no "accident" when Greg gets slammed into really hard from the rear.:blink:
Fixed:D :lol: |
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| GOT BOOST |
ha ha ha ha ha ha.
What a loser. "He needs his car". Maybe he should have thought of that before he got all the infractions. Another classic case of mommy and daddy bailing out junior. Dumb kid will never learn.
Hope he puts on studded tires on his bike for the winter or learns to take the bus.
Mike |
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| 95EagleAWD |
quote:
Originally posted by Godzilla
if only ryan could learn some wit from you he wouldn't get owned so often. :beer:
When was the last time you owned me? |
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| Godzilla |
quote:
Originally posted by 95EagleAWD
When was the last time you owned me?
you're right, its been too long. you just need to initiate more e-battles for me to own you in. |
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| 95EagleAWD |
quote:
Originally posted by Godzilla
you're right, its been too long.
I'm sorry. You just don't come over as often as you used to.
:eek: |
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| Godzilla |
quote:
Originally posted by 95EagleAWD
I'm sorry. You just don't come over as often as you used to.
:eek:
tell your mom i say hi;) |
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| 95EagleAWD |
quote:
Originally posted by Godzilla
tell your mom i say hi;)
Will do. :asshole: |
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| Godzilla |
| that was too easy. |
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| 95EagleAWD |
quote:
Originally posted by Godzilla
that was too easy.
Kind of like your sister.
Calgary's a long drive for sex with a 54 year old woman too.... :blink: |
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| Godzilla |
quote:
Originally posted by 95EagleAWD
Calgary's a long drive for sex with a 54 year old woman too.... :blink:
she meets me in red deer everytime, and believe me its worth the trip. |
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| 95EagleAWD |
quote:
Originally posted by Godzilla
she meets me in red deer everytime, and believe me its worth the trip.
:lol:
:thumbup: |
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| ChromeDragon |
I can vouch for that, especially when she takes out her teeth!
Gummers FTMFW!:beer: |
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| newaccorddriver |
quote:
Originally posted by ChromeDragon
I can vouch for that, especially when she takes out her teeth!
Gummers FTMFW!:beer:
:lol: |
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| 2HIGH~PSI |
haha the calculation with these variables
Third party liablity : $2,000,000.00
Edmonton
Number of years licenced: 1
No Driver Training
At-Fault Claims: 15 within 6 years
At-Fault Claims: 12 within 3 years
Traffic Safety Convictions: 12 within 3 years
Serious Traffic Safety convictions: 10 within 3 years
Criminal Convictions: 11 within 4 years
Premium: $11,169,236,40
aahahahhahahaah $11M for $2M liability lol:lol: :lol: |
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| Mustard |
quote:
Originally posted by 2HIGH~PSI
haha the calculation with these variables
Third party liablity : $2,000,000.00
Edmonton
Number of years licenced: 1
No Driver Training
At-Fault Claims: 15 within 6 years
At-Fault Claims: 12 within 3 years
Traffic Safety Convictions: 12 within 3 years
Serious Traffic Safety convictions: 10 within 3 years
Criminal Convictions: 11 within 4 years
Premium: $11,169,236,40
aahahahhahahaah $11M for $2M liability lol:lol: :lol:
with that many convictions in that amount of time it'd be impossible to have a license at all, it would have long been revoked. |
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| sparcotsi |
| you would also be in jail after like 3 criminal convictions at most they'd lock your ass up lol, by that point though you'd be better off to open your own insurance company and insure yourself |
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| Rich_A |
it's still fucked up beyond any redemption that he would get slapped with that rate. the company should simply refuse to insure him and their should be a provincially funded program he can enter that involves something he can do to bring down the ticks against him one time and one time only.
I myself have about 6 speeding tickets, 1 50 over, and I have written off one car and it was stated as my fault. I do not consider myself a dangerous driver by any means and the insurance system in SK does a fine job of recognizing it. ALL of my tickets were highways and are something like 130 in a 110 zone. My worst ticket was 169 in a 90 zone which was in the middle of the night when myself and a buddy did a pull on a straight-away with no traffic / possible pedestrian around for quite awhile. Yes it was illegal, I won't contest, but it wasn't a danger to anyone. People can argue it was a danger to myself or property around me but in a sports car with proper suspension and a capable driver as well as consistent and predictable conditions is was a safe as possible.
My insurance costs maybe 15 dollars more per month on either car I own. It's a reflection but it's fair.
Alberta / Ontario are out of control and are fucking peoples lives up literally with insane insurance. This kid is screwed. Driving is a necessity for some people. He deserves punishment but not overkill. I say restrict what sort of vehicle he can insure and jack his rates a little but 50,000 or 104,000 is fucking stupid. The person who wrote the memo to him must have shaken their head while sticking it in the mail.
It amazes me Canadians have already forgotten about insurance companies own fraud and extortion which has led them to make BILLIONS in profits that should not be there if they operated under fair policy.
In this case, the kid in the 240 I don't know at all. It seems like he's immature and has gotten himself in trouble at an early age but for fucks sake - the tickets are hurtful enough. When I got wholloped 430 dollars for doing 50 over it hurt me BAD. I learned a big lesson from that. Insurance companies are assholes and even when you're in a situation where you need them because fate or someone elses actions have put you at loss - they are trained to and try as hard as "legally" (key word) possible to fuck you out of as much coverage and money as possible. PROFITPROFITPROFIT.
If you're not making money why the fuck show up to work? Does anyone think private insurance companies are run by people who want to help give fair coverage to people out of the goodness of their hearts? Snap out of it. Government insurance is often no better but it's not as brutal as what's being displayed in the case of this kid in the 240.
More on this later. I have plenty to say. |
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| Mobius |
quote:
Originally posted by Rich_A
it's still fucked up beyond any redemption that he would get slapped with that rate. the company should simply refuse to insure him and their should be a provincially funded program he can enter that involves something he can do to bring down the ticks against him one time and one time only.
Why would they refuse to insure him? I sure as hell wouldn't refuse if someone decided to actually pay that ridiculous amount.
Oh, and yes, lets spend more tax money giving fucking retards another chance at driving. I read somewhere that it costs $74,000 on average for an accident (Repairs, claims, Emerg. crews, ect.) So every time some idiot does something stupid we're all paying for it, with out without the insurance companies.
quote:
I myself have about 6 speeding tickets, 1 50 over, and I have written off one car and it was stated as my fault. I do not consider myself a dangerous driver by any means and the insurance system in SK does a fine job of recognizing it. ALL of my tickets were highways and are something like 130 in a 110 zone. My worst ticket was 169 in a 90 zone which was in the middle of the night when myself and a buddy did a pull on a straight-away with no traffic / possible pedestrian around for quite awhile. Yes it was illegal, I won't contest, but it wasn't a danger to anyone. People can argue it was a danger to myself or property around me but in a sports car with proper suspension and a capable driver as well as consistent and predictable conditions is was a safe as possible.
So you don't consider yourself a dangerous driver, yet you've received 6 speeding tickets (must be a tall learning curve), one of which was 50 over. And you've written off a car, which was your fault. But you weren't endangering anyone, right? Then who pulled you over, if there was no traffic? What about your friend, I'm sure he wasn't planning on dieing that day. What about a deer jumping out in front of your car? How do you know the conditions were predictable? Was it a prepped race track? Are you a professional driver? What high speed experience do you have besides fucking around on the street? How about super human reaction times?
Oh, and safe as possible? I can tell you right now it was nowhere near as safe as possible.
quote:
Alberta / Ontario are out of control and are fucking peoples lives up literally with insane insurance. This kid is screwed. Driving is a necessity for some people. He deserves punishment but not overkill. I say restrict what sort of vehicle he can insure and jack his rates a little but 50,000 or 104,000 is fucking stupid. The person who wrote the memo to him must have shaken their head while sticking it in the mail.
I agree, my insurance is way to high. I can only afford to put basic insurance on my vehicles (with comprehensive, which is measly compared to everything else.) Why? Because I happen to be under 25, male, and living in Alberta. But I deal with it. The only people who are really screwed over when it comes to insurance are the ones who shouldn't be allowed to drive. They have shown that they are not mature and responsible enough to operate a motor vehicle legally and safely.
What difference does it make what vehicle he can insure? I can speed just as well with a Geo Metro as I can with my FD.
quote:
It amazes me Canadians have already forgotten about insurance companies own fraud and extortion which has led them to make BILLIONS in profits that should not be there if they operated under fair policy.
This isn't about insurance companies trying to squeeze money out of you. This is about a young man who doesn't have a brain cell in his head. |
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| Rich_A |
quote:
Originally posted by Mobius
So you don't consider yourself a dangerous driver, yet you've received 6 speeding tickets (must be a tall learning curve), one of which was 50 over. And you've written off a car, which was your fault. But you weren't endangering anyone, right? Then who pulled you over, if there was no traffic? What about your friend, I'm sure he wasn't planning on dieing that day. What about a deer jumping out in front of your car? How do you know the conditions were predictable? Was it a prepped race track? Are you a professional driver? What high speed experience do you have besides fucking around on the street? How about super human reaction times?
Oh, and safe as possible? I can tell you right now it was nowhere near as safe as possible. [/B]
No I don't consider myself a dangerous driver. 6 speeding tickets has nothing to do with my "learning curve" as a driver. It has to do with my lack of respect for some traffic laws. Don't get it twisted and say that makes me dangerous. It's not a black or white issue. I don't do 50 in every 50 zone in the spring/summer (I don't do 70 either) and I certainly don't entertain the 100kph limit on the highway whatsoever. Most people don't. In terms of the car I wrote off - I was 18 and in the winter I was driving my mom's CRV to school in Cold Lake in really shitty conditions and did not take proper care. I learned a huge lesson from that and thankfully I was the only person involved in that incident as I slid off the road and down a hill pretty much. At that time you could have called me a dangerous driver but that's fine. Since then no such things have happened and I am a very sensible winter driver now. I earned back my points by being accident free since then.
In regard to who pulled me over when we did this run - 2 cop cars had followed behind us for a minute and we did not see them. They followed with lights off quite far behind. There was nobody beside us or in front of us. This happened in a freeway area under good conditions where there was no merging traffic nor traffic beside or ahead of us at the time. There was no pedestrian walkways or sidewalks. This piece of road may as well be a closed course but we won't argue on the details of this because frankly I would do it on the highway just as fast.
That being said if there are deer on the highway - that's my risk. Once again if I am risking my own health it should not be the concern of anyone who is in a position to hand out citations to me for risking the health or safety of others around me. My mom should be more concerned but I'm not saying I shouldn't have been pulled over and I'm not saying the law is stupid. I'm simply saying what I did was not dangerous. The biggest danger on the road is the people I almost get hit by everyday.
On the issue once again of the conditions of this occurrence: no it was not a prepped track. It didn't need to be - I know the condition of the road and did not come NEAR the limits of the vehicle I was driving nor the surface itself. NO I am not a professional race driver - I am however a very experienced driver and have handled high speed cars and much more dangerous situations before. What I did was FAR less daring than the action on a race course.
In terms of my reaction time - if there was a problem I would have been able to knowledgeably take action to protect myself as best as possible but quite frankly what in the sweet fuck does reaction time have to do with taking a well prepped car up to 170kph on a straight and good piece of road where no sort of distraction or surprise could have come up? I know how to keep a car straight when driving fast, MUCH faster than I went that night. I have taken a lesser car to nearly 260kph and managed to control it just fine.
Finally - no it wasn't as "safe as possible" but it was safe. Nothing is as safe as possible. Anything can be safer. I was however very safe. Safer than a large number of people are while doing the speed limit it every day traffic.
In summary, when I was 18 I did something that was dangerous and learned a lot. I am not a dangerous driver. I have a love for speed that is under great control and I do not take advantage of it the way many people do. My incident receiving a 50-over ticket put nobody in harms way. You could argue as I said that I put myself in harms way but only by statistic which is a diluted and crumby way to argue it because what I did was take the right tools to a job. You'll really need to dissect the situation further if you really want to pin me as dangerous.
The ball is yours or you can just see what I'm telling you.
What I have received in fines does not make me dangerous.
Label me as someone who doesn't full respect the law - but that's fine. |
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| Mobius |
I've got the ball now eh? What do I do with it? You spend the entire post justifying yourself, which has nothing to do with anything? But here goes:
quote:
Originally posted by Rich_A
No I don't consider myself a dangerous driver. 6 speeding tickets has nothing to do with my "learning curve" as a driver. It has to do with my lack of respect for some traffic laws. Don't get it twisted and say that makes me dangerous. It's not a black or white issue. I don't do 50 in every 50 zone in the spring/summer (I don't do 70 either) and I certainly don't entertain the 100kph limit on the highway whatsoever. Most people don't
You're right, but you haven't seemed to have learned anything from the tickets. Which is the reason you get one free before your insurance gets affected.
Any your lack of respect for driving laws does make you dangerous. Maybe not as dangerous as some drivers, even those who are going the speed limit. But don't tell me that you are continuously paying attention to everything around you either. Just because you don't think it's dangerous doesn't mean anything. The 240sx kid doesn't think he's dangerous either.
So if most people shoot themselves in the head the next time a comet comes around, will you do it too?
You don't get pulled over for doing speeds close to the limit, even if they are over. You get pulled over for traveling at an excessive speed, regardless of whether you think it's too fast or not. There are the odd times when you'll get an asshole who will pull you over for doing 5 over or something, but not on 5 different occasions.
quote:
I was 18 and in the winter I was driving my mom's CRV to school in Cold Lake in really shitty conditions and did not take proper care. I learned a huge lesson from that and thankfully I was the only person involved in that incident as I slid off the road and down a hill pretty much.
Sometimes shit happens, and thats life. Even here, your insurance won't be so insanely affected that you'll never be able to drive again. But the 240sx kid had multiple at fault fender benders, as well as an at fault write off.
quote:
That being said if there are deer on the highway - that's my risk. Once again if I am risking my own health it should not be the concern of anyone who is in a position to hand out citations to me for risking the health or safety of others around me.
Again, I don't think you really understand. It wasn't just your health you're risking. It was also the guy who was in the car with you. And just because you didn't see it, doesn't mean it's not there. What about the innocent people who are killed changing tires on the side of the road, all because someone was going too fast? I'm willing to bet that @ 169km/h you were definately out driving your headlights. How about the cop who is standing on the road scraping you up off of the blacktop after something on your 17 year old car breaks? And then a drunk driver comes barreling down the road with his lights off and plows into him?
quote:
The biggest danger on the road is the people I almost get hit by everyday.
quote:
I was however very safe. Safer than a large number of people are while doing the speed limit it every day traffic.
Yeh, the danger comes from people like the 240sx kid. People who shouldn't have drivers licenses, let alone car insurance. And it's these people who give the insurance companies cause enough to rape everyone else. If it weren't for them, no one would stand for the high cost, and the government would end up legislating against them.
quote:
You could argue as I said that I put myself in harms way but only by statistic which is a diluted and crumby way to argue it because what I did was take the right tools to a job
This isn't about you at all really, but I can't help myself. You obviously don't know enough about your tools be able to do the 'job', or else you wouldn't have done it at all. Next time, go to the jobsite before you start working.
In summary, it's not about the individual events. It's about the combined record and assessing risk. The insurance companies are there to make money, and they charge accordingly. If they think you're going to end up costing them a shitload of money to bail you out of your screwup, they're going to make it worth it. |
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| Prudz_lude |
| i wouldn't be suprised if the culprit was silviaSX. He has written off 4 of the 5 240's in his sig :lol: |
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| GOT BOOST |
quote:
Originally posted by Prudz_lude
i wouldn't be suprised if the culprit was silviaSX. He has written off 4 of the 5 240's in his sig :lol:
nah... I bet it was ammar or what ever his name was.
Yo, I smashed by QX4 FTW cuz it wans gansta and shit yo! Den, me and da hommies wreked anoda ridez shortly aftawards cause it was dope. :lol:
Mike |
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| Prudz_lude |
quote:
Originally posted by GOT BOOST
nah... I bet it was ammar or what ever his name was.
Yo, I smashed by QX4 FTW cuz it wans gansta and shit yo! Den, me and da hommies wreked anoda ridez shortly aftawards cause it was dope. :lol:
Mike
rofl :lol: :lol: :lol: |
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| ChromeDragon |
Well the kid is on Facebook if anyone is in a mocking mood. hehe
We could start up a group dedicated to keeping him off the roads.:thumbup: |
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| GOT BOOST |
quote:
Originally posted by ChromeDragon
Well the kid is on Facebook if anyone is in a mocking mood. hehe
We could start up a group dedicated to keeping him off the roads.:thumbup:
Lets do it.
Lets call it 1,000,000 strong to keep (name of retard) off the road.
Mike |
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| Prudz_lude |
quote:
Originally posted by ChromeDragon
Well the kid is on Facebook if anyone is in a mocking mood. hehe
We could start up a group dedicated to keeping him off the roads.:thumbup:
whats his name!!! |
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